Dilnot Report- 4th July 2011

July 4, 2011 at 2:06 pm | Posted in Uncategorized | Leave a comment
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elderly care home The much awaited Dilnot Report was this morning revealed in Parliament by economist Andrew Dilnot. The report, which the care community have anxiously anticipated, comes with sensible suggestions, reasonable figures and a realistic approach to the reforming our ‘broken’ care system.

The basis of the Dilnot report is to place a cap on the expenditure of care at £35,000.  This would mean that pensions and their families in need of care, either at home or in a residential facility, would only be expected to spend this amount. If any further expenditure occurred this would then be covered by the state.

Additionally, within the Dilnot report a second cap would also be enforced to ensure that supplementary costs were capped in an attempt to cut excessive expenditure on accommodation etc- this is particular prevalent with elderly who suffered from Alzheimer’s and in need of excessive care.

The reform’s obvious aim is to curb spending and try to eliminate the need for the elderly to sell their assets. As it stands currently the asset threshold is £23,250- the Dilnot reports suggests that this is too low, which I am unreservedly agree with. If the proposal went through this threshold would be increased to £100,000 meaning that less elderly would need to sell homes to pay for care, and importantly hold on to some of their assets whilst also receiving quality care.

I am sure that many will question where the funding will come from for the proposed plan, which is estimated to cost £2 billion a year. Dilnot has stated that taxes will of course be increased to cover the cost, hinting that this would maybe come from the elderly themselves.

I read a comment earlier today which said it was ‘unfair’ for an elderly person to be expected to pay more taxes. However, with an aging population and a higher life expectancy throughout I question where else the funding could be retained from? Additionally, with a capped expenditure it should be largely considered that creating a financial plan for later in life should, in turn become much clearer.

Overall the coalition are said to be in favour of the report, and importantly I think the report will be welcome within the caring community as a chance to reform what has sadly become a broken system. As Andrew Dilnot as said this could be a ‘once in a lifetime chance’ to make a crucial change.

For more information see ‘all you need to know about the Dilnot report’ by Guardian.co.uk


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